LEARN THE "BROKER'S SECRET"

Split Coverage

Brokers have a big advantage over single insurance companies because we can shop the rates of a very large number of companies.  We can also combine liability coverage from one company with physical damage coverage from a different company.

    EXAMPLE OF SPLIT COVERAGE:

        Company A (liability coverage) -     $150

        Company B (physical damage) -     $250

                                Total Cost......            $400

This "split coverage" combination often provides younger drivers and those with less than perfect records the lowest rates possible, saving them $100s or in some cases even $1,000s yearly compared to rates offered by any single insurance company.

Brokers Represent You

Brokers represent their customers' best interests. Insurance companies slant their rates toward specific target groups (location, age, driving record, etc.) and represent strictly their own interests and marketing strategy. Our job is not only to find the best rates for our valued customers among many companies and combinations but to continue at all times to scan changing rates and new companies entering the insurance marketplace for the best deal for you.

We look forward to talking and working with you.